Credit Risk Officer

For a Trade Finance bank in Geneva, we are looking for a Credit Risk Officer in Geneva whose mission will be:

Manage the credit risk for a portfolio of Trade and Commodity Finance clients (active in the trading of oil, metals and soft commodities) and Corporate clients.

Tasks and responsibilities:

Performs an in depth analysis on credit requests including financial analysis, assessment of structure risk, price risk, country risk, supplier and off-taker risk, reputational risk etc.

 Checks the compliance of the credit file versus the bank’s credit policies, processes and risk appetite and ensures sufficient quality of credit proposals

 Provides a written credit opinion to local and global decision makers highlighting the key risks, mitigants or suggestions to improve the structure for credit reviews and transactions.

 Participates in the local credit committee meetings

 Ensures a proper administrative follow up of credit decisions and ensures the credit risks are correctly reflected in the credit reporting systems

 Ensures the review of the legal documentation from a credit risk point of view i.e. this reflects the credit decision properly and meets the bank's standards

 Analyses and validates risk ratings

 Ensures with relationship management adherence to credit review targets

 Participates in interdepartmental projects representing Credit Risk Management.

 Participates in client meetings

Skills required:

Technical knowledge:

 Good knowledge of corporate banking concepts and credit analysis

 Good knowledge of transactional trade financing (documentary instruments, terminology of  international trade finance)

 Affinity with the commodities market

 Affinity with legal documentation analysis

 Affinity with IT tools

Personal

 Analytical skills

 Time Management

 Ability to work under pressure

 Rigor and precision

 Flexibility

 Team spirit

 Integrity

 Verbal and written skills

Language

 English : fluent

 French : a plus

Education:

 University degree (Master) or equivalent (CFA/GTSA)

 Min. 7 years of relevant banking experience of which preferable some years in Commodities Trade Finance