Credit Officer Analyst

For one bank in Geneva we are looking for a:

Credit Officer Analyst in Commodities Trade Finance

His main duties will be as follow (non-exhaustive)

• Performs an in depth analysis on credit requests including financial analysis, assessment of structure risk, price risk, country risk, supplier and off-taker risk, reputational risk etc... for the clients of bank which are mainly trading companies


• Checks the compliance of the credit file versus bank’s credit policies, processes and risk appetite and ensures sufficient quality of credit proposals


• Acts as a support to Relationship Managers (front) on transaction structuring, approval process management


• Provides a written credit opinion to local and global decision makers highlighting the key risks, mitigants or suggestions to improve the structure


• Participates in the local credit committee meetings


• Can hold an alternate decision making mandate for credit reviews and for transactions


• Ensures a proper administrative follow up of credit decisions and ensures the credit risks are correctly reflected in the credit reporting systems


• Ensures the review of the legal documentation from a credit risk point of view i.e. this reflects the credit decision properly and meets the Bank's standards


• Analyses and validates risk ratings


• Ensures with relationship management adherence to credit review targets


• Participates in client meetings


• Participates in interdepartmental projects representing Credit Risk Management

Skills Required:

• Technical knowledge:


• Good knowledge of corporate banking concepts and credit analysis


• Good knowledge of transactional trade financing (documentary instruments, terminology of international trade finance)


• Affinity with the commodities market


• Affinity with legal documentation analysis


• Affinity with IT tools

Personal

• Analytical skills


• Time Management


• Ability to work under pressure


• Rigor and precision


• Flexibility


• Team spirit


• Integrity


• Decision making skills


• Verbal and written skills

Language

• English : fluent


• French : a plus

Professional and Educational Experience Required

• University degree (Master) or equivalent (CFA/GTSA)


• Min. 2 years of relevant banking experience of which min. 1 year in CTF

Only candidates with valid Swiss work permit or Swiss passport will be considered.

If you are interested, please send your full application file to a.graz@tortorici-partners.com.