Senior Credit Analyst

For a universal bank which is growing its Trade Finance activities in Switzerland, we are looking for the following profile:

Senior Credit Analyst - Commodity Trade Finance (100% - m/f)

Your responsibilities:

• Support the CTF relationship managers by preparing an independent and comprehensive credit application package which clearly outlines proposed risks, in particular financial and structure risks as well as risks related to operations, counterparties, price and country risk.


• Ensure a smooth and efficient credit approval process by providing all necessary information for the decision making in a credit write up to relevant risk units in the foreign head office and/or the Swiss bank and follow up closely on approved credit decisions.


• Participate in credit deal structuring (term sheet discussions and preparation) and negotiation (if required) with clients.


• Present credit assessments/applications in a clear, structured, concise and confident manner and ensure adherence to the defined lending standards and working instructions.


• Ongoing monitoring of financial / commodity markets and regulatory developments, etc. with respect to existing counterparties.


• Ensure that the Bank has at all times the required credit limits for Commodity Trading houses in place.


• Strong interaction with Business and Risks Units of both the Swiss headquarter and the foreign head office, but potentially also with clients.


• Coach and train less experienced team members of transactions and credit files


• Direct reporting line to the Head of Credit

Your profile:

• Swiss / EU passport or valid Swiss work permit.


• Interested candidates must have completed a Master or equivalent graduate degree and have at least four years of Investment Banking and/or top tier consulting firm experience.


• Excellent knowledge of Commodity Trade finance products, with 3-7 years of commodity lending experience in a front office or risk function, out of which at least 2 years transactional trade finance. A good understanding of legal aspects of trade finance instruments would be a plus, incl. experience with syndicated (LMA standard) facilities.


• Strong quantitative aptitude and proven analytical skills, with a high attention to detail.


• Excellent written and verbal communication skills, including the ability to clearly provide instructions to others, summarize and articulate issues, and document them in a concise manner.


• Problem-solving and analytical skills to identify appropriate solutions to resolve issues and work effectively with constraints.


• Self-starter with willingness to achieve high quality results / maintain strong attention to detail under pressure.


• A reliable, committed and highly motivated team player that drives projects and tasks independently with a hands-on mentality that is willing to accept challenging tasks under demanding and time-critical circumstances.


• Be fluent in English and if possible Russian. German is a plus.

Your team:

• Dynamic team of 7 people covering all aspects of the Credit Risk supply chain of the Bank


• Hard working, cross-trained, able to cover each other at all times, closely communicating


• Great team spirit, working as a strong, close team


• Collaborating closely with all teams of the bank and top management of the Bank


• Next to day to day work, the team is involved in various projects for the benefit of the Bank

Compensation:

• Highly competitive salary


• 25 days paid holiday


• Side benefits


• Above average bonuses

If you are interested, please send your application file to a.graz@tortorici-partners.com